Important Notice about Prescription Drug Coverage and Medicare

Patient Protection and Affordable Care Act Disclosure

2026 Anthem Summary of Benefits

2026 Anthem Prescription Drug Plan (PDP)

Surprise Billing Notice

Information Sessions

Annually, we conduct informative sessions on understanding Social Security, Medicare and Elder Care Support Services. Information on upcoming sessions will be posted here. 

If you or a family member is nearing retirement, understanding the benefits and complex interplay between Social Security and Medicare will be essential in helping you make the most appropriate retirement and health care purchase decisions for you and your family.

Additionally, there are a number of resources and services available through the North Central Area Agency on Aging (NCAA) to help older adults and their families navigate the healthcare insurance system and social service networks.

The Open Enrollment Period will be May 5, 2026 to May 26, 2026 for Board of Education employees eligible for participation in the Board of Education medical, dental and vision insurance programs.

Employees who elected not to participate in these programs at the initial offering may enroll at this time. Employees may switch between the different insurance plans and may add dependents to their plans during this period. The effective date of these changes is July 1, 2026.  

During the Open Enrollment period, an informational PowerPoint presentation is available on our website for those that have questions on our High Deductible Health Plan (HDHP) with a Health Savings Account (HSA). Employees can also contact our Benefits Coordinator, Heather Orosz or our Payroll Specialist, Jennifer Murphy to answer questions on Open Enrollment.

2026-2027 Lockton Open Enrollment Presentation

CIGNA Rate Information - If there are no changes to your health insurance coverage, you do not need to re-enroll for 2026-27.

For rate information, please see the Medical Insurance tab.

Latest Cigna Newsletters (April 2026)

• Choice Fund HSA FAQs
• New Express Scripts Info
• Express Scripts FAQs
• Accredo Specialty Pharmacy

Who’s In Charge – You – Cigna Choice Fund Health Savings Account (HSA)

You, Your Plan and the Knowledge to Make the Most of It

Informational Flyers (April 2026):

• Fit for Life
• Healthier Eating Gets Easier
• Special Enrollment Requirements 
• Start a Healthy Relationship – Choose a PCP

• 2026-2027 Cigna Dental Plan Rates
• Dental Enrollment Form 
• How to Find a Dentist 

Cigna 2026-27 Dental Insurance - If there are no changes to your dental insurance coverage, you do not need to re-enroll for 2026-27.

Cigna is the dental insurance plan carrier for Simsbury Public Schools. Dental services covered are divided into 4 categories:

Cigna Dental Claim Form
Group Policy No:   3211196
Dental Call Center Telephone:  1.800.Cigna24

Website:  mycigna.com website

Members can use this link for a list of providers, verify eligibility, plan design and to review claim status or claim history. Employees must enter "Simsbury Board of Education" as the company name.

Dental Plan Information

Summary of Services and Limitations

Flyers

• Preventive Dental Care
• Activate myCigna Account 
• Manage your Oral Health
• Oral Health Integration Program
• Dental/Orthodontics in  Progress
• Childhood Obesity and Tooth Decay
• Clean Mouth. Healthy Smile.
• Child's First Dental Visit
• Oral Health During Pregnancy
• Dental Tips for Children

Transition of Care FAQ

Flu Clinic Consent

Evening Fitness Classes with Susan Rubenstein

Instructor Susan Rubenstein offers evening fitness classes at Eno Memorial Hall. To register, call (860) 658-3273 or visit www.simsburyseniors.com.

Perfect Fit

This 60-minute class is designed to give you a complete workout by giving you low-impact fun and energizing aerobics. 

Fitness Program Offerings

Fall Into Fitness at G Fitness 
G Fitness is a studio in Simsbury that offers programs for individuals looking to promote weight loss and improve muscle toning; improve athletic performance; and rehab from injury or illness. They offer smaller class sizes, taught by certified personal trainers and fitness instructors with years of experience in the fitness industry. Classes are suited for all levels of fitness experience.  G Fitness offers Barre, Pilates, Strength, Interval Training, and kick-boxing classes as well as blended classes that combine focus such as Cardio Pilates and Barre Bootcamp.  Contact Gina Marecki at (860) 280-7591 for more information about the special offer for Town and Board of Education employees. More information is also available on the G Fitness website.

At G Fitness, we offer a workout experience that caters to our client’s individual needs. Our focus is on individual training and smaller group classes for a more personalized experience. Call for a free consultation and to start your wellness journey!

The Simsbury Board of Education adopted this Plan effective January 1, 2000. The intention of the Board of Education is that the Plan qualifies as a “cafeteria plan” within the meaning of Section 125 of the Internal Revenue Code of 1986 allowing eligible employees to use tax-free dollars to pay for certain kinds of benefits and expenses.

The Patient Protection and Affordable Care Act (PPACA), signed into law in March 2010, states that beginning January 1, 2011, over-the-counter (OTC) drugs or medicines not prescribed by a doctor will no longer be reimbursable under a Flexible Spending Account.

2026 Plan Highlights

Health Care Account Maximum The FSA Health Care Account Maximum is $3,400  or the IRS maximum for 2026.

90 Degrees Benefits Card - The Flex Debit Card allows you to directly pay for your eligible flexible spending account expenses at the point of service. Manual claim reimbursements are also an option for eligible dependent or health care expenses.

Flex Grace Period Amendment - In an effort to ease the pain of the "use-it-or-lose-it" rule, the IRS has provided a two and one-half month grace period for amounts (called “temporary carry-over amounts) remaining in the flexible spending account (FSA) at the end of the plan.  The grace period will not exceed the 15th day of the third month after the end of the Plan Year (i.e., two-and-a-half months).

Limited Purpose Flexible Spending Account – All benefit eligible employees with a Health Savings Account (HSA) are eligible to participate in the Limited Purpose Flexible Spending Accounts. Generally, any dental or vision expenses considered to be tax deductible by the IRS under IRC 213(d) can be reimbursed through the Limited Purpose Flexible Spending Account. The Limited Purpose Flexible Spending Account allows eligible employees to be reimbursed for certain dental and vision services (not covered by their medical plan) on a pre-tax basis. The result, through proper use of the plan, can be more money in your pocket!

Participation in the FSA Health Care account will impact your eligibility to a Health Savings Account (HSA). If you or your employer on your behalf, actively contribute to an HSA account, or your spouse contributes to an HSA, you may not participate in the FSA Health Care Account.

For more information, click on the links below:

• Notice of Open Enrollment for Flexible Spending Accounts
• Employee Communication: FSA-DCA Grace Period
• Eligible Expenses - Please visit the 90 Degree Benefit employee portal for complete list
• 2026 Enrollment Form
• 2026 Reimbursement Form
• FAQs about FSA Accounts

Flexible Spending Accounts / Payroll Dates 2026

20 Payrolls

(No deductions taken from 3^rd payroll in a month)
(No deductions taken during summer months – July and August)

• January 9 and 23
• February 6 and 20
• March 6 and 20
• April 2 and 17
• May 1 and 15
• June 12 and 26

(No Deductions taken during July and August)

• September 4 and 18
• October 2 and 16
• November 13 and 25
• December 11 and 23

Health Care Reform - State Insurance Exchange / Marketplace

• Information from the SPS Business Manager
• New Health Insurance Marketplace Coverage Options and Your Health Coverage
• ***Important Information about the new Form 1095-C***

Please contact the Business Office for Life & Long-Term Disability insurance information.

2026 Health Savings Account Payroll Deduction Form

HIPPA Notice of Privacy Practices

Simsbury Notice of Privacy Practices:

As a requirement of the Health Insurance Portability and Accountability Act of 1996 (HIPAA) Privacy Regulation, the Simsbury Public Schools is required to provide you with a Notice of Privacy Practices. Under HIPAA guidelines, group health plans and flexible spending plans must notify participants about their Notice of Privacy Practices (NPP) at least once every three years. Simsbury Public Schools has distributed a copy of this notice to all participants. The complete copy of Simsbury Public Schools Notice of Privacy Practices is also available by clicking on the link below:

Simsbury Public Schools Notice of Privacy Practices

As explained in the complete privacy notice, Simsbury Public Schools is required by law to put in place reasonable measures that protect the privacy of your individually identifiable health information that is transmitted or maintained by the Plan in any form. This health information is considered protected health information (PHI). The type of health information maintained by Simsbury Public Schools includes the following: name, address, telephone number, birth date, names of relatives, social security number, e-mail address, fax number, income, health provider, physician notices, and copies of medical or dental claims. The NPP plan describes under what circumstances the Simsbury Public Schools may use and/or disclose health information about you and how you can access that information.

The NPP explains your rights to review copy or amend certain health information we have about you. The plan also outlines your rights to ask us to share your health information with certain individuals. The Authorization for Release of Health Information form [link not available] is available for personal requests.

Simsbury Public Schools is pleased to offer a Voluntary Vision Plan (100% employee paid) to eligible employees effective July 1, 2021.

• Employee Benefit Summary
• Voluntary Vision Plan Enrollment/Change Form
• EyeMed Member Frequently Asked Questions
• Listing of Providers within 25 miles of 06070
• Open Enrollment Slideshow

403(b) Updated Information All Employees Now Eligible

Simsbury Public Schools 403(b) Vendor List (Revised July 2023)

Simsbury Public Schools 403(b) Plan Document (Revised July 2011)
(includes approved provider list)

403(b) Salary Reduction Agreement Form - All Employees

Notice regarding 403(b) provisions under the CARES Act

CTRS Member Handbook

Hartford Health-GoHealth Urgent Care - Granby (7 Mill Pond Drive) or Hartford Health-GoHealth Urgent Care - Avon (385 W Main Street) will provide managed care services for all workplace injuries and illnesses.

A Medical Care Plan has been filed with and approved by the State of Connecticut Workers Compensation Commission. A network of quality medical providers that includes physicians, chiropractors, family/general practice, internal medicine, neurology, optometrists, physical /occupational therapists, orthopedic surgery, and radiology, all of whom are committed to providing prompt, efficient care.

Participation in the plan will be mandatory for all new injuries occurring on or after the effective date of the Medical Care Plan. The effective date of the Medical Care Plan is November 24, 2014.

Injured employees will be required to treat only with providers listed in the PPN. If treatment occurs outside the PPN, Workers' Compensation benefits shall be suspended (subject to the order of a Workers' Compensation Commissioner.)

You must immediately report all work-related injuries to your supervisor.

• If injured on the job - instructions
• 1st report of injury - form
• W/C Preferred Provider Network Notice
• W/C Notice to Employees
• CIRMA W/C Managed Care Program Employee Guide
• W/C Act Section 31-275 Definitions 
• W/C Clarification Notice

It is the practice of Simsbury Public Schools that every employee is entitled to work under the safest possible conditions in the many occupations we represent. Every reasonable effort will be made to provide and maintain a safe and healthy workplace, safe equipment, proper materials and to establish and insist upon safe methods and practices at all times. Simsbury Public Schools expects all employees to cooperate and participate in all measures taken to ensure their safety, the safety of others and safe environments. Good management in combination with active employee involvement will help to maintain a safe and healthy organization. It is the basic responsibility of all employees to make safety part of their daily concern. People are our most important asset - their safety is our greatest responsibility. It is expected that all employees will provide their full cooperation in adherence to safe operating practices and procedures. Safety is for life!